SmarpauSmarpau Budget Binder Set, Leather Notebook Money Saving Wallet with Clear Cash Envelopes, Budget Sheets and Label Stickers, Cash Organizer Ring Binder for Travel, Diary and Work(Grey)

I'm terrible with money and just fritter it away, so I've purchased this to try and get a hold of my finances and put money aside each month. The folder is nice and sturdy and the money wallets are great too. I think it will help me stash the cash!

First off the binder itself feels much better quality (soft leather/suede texture) than I’d expected for the price. The plastic pouches that come with it are basic but there are plenty of them and they have zip locks at the top for safe storage. There are budget inserts and stickers if u want to use it to track your incomes and outgoings, but I got it for to use to keep cash, receipts, cards etc in one place in the zip up pouches and it works really well for that.

I got this for the Mrs who is very much into keeping things organised when it comes to the kids and cash. She uses this to separate what is for who and there are the appropriate labels to add. The kids like it as if we’re not around they can go to the wallet and take what’s theirs. I’m sure it can be used in many other ways but that’s what we use it for. It’s nice, well made and robust. For less than £10 excellent value for money.

Been using this budget binder all month (I even invested in some custom vinyl stickers for my pouches) to make it even more beneficial for me. I love the fact I have enough plastic wallets for each category I require a budget for. Seeing my money physically in the wallets, and sticking only to the money in wallets has meant my wage has seen it through the entire month. This product definitely helps you budget and it definitely helps you keep a grasp on your finances. Before this budget binder came in to my life, I was the type that just spent on my card in every shop; resulting in me being skint mid month - not anymore, this finance binder has been an absolute god send for me! I love the colour, the quality is fantastic, the binder sheets are handy and the labels are ideal for writing your finance topics on. Cannot fault this item whatsoever.

This budget planner is helpful and handy for me especially given the current situation in the country right now! I like that it’s a small size but not too small and it’s not bulky either. It’s got a great capacity and I like that it’s lightweight and portable as it easily fits in my handbag! Its very easy for me to use and it’s easy for me to get really organised with it as it comes with labels, dividers and has built in clear wallets. I feel it’s a good quality planner because it’s strong, sturdy and durable. The design is nice and I really like the grey colour. The value for money I feel is great because it’s so useful and it’ll last. I do recommend it and it gets a thumbs up from me.

At my time of ordering via Amazon Vine for this review, this A6 Saving Binder was £9.69 with 10 plastic zipper currency pockets, 12 x Budget Planner Sheets, and 2 x sticker sheets, each with 24 on each for labelling purposes. These have numerous coulours to allow you to prioritise your savings or currencies and colour code them as you require.The usability and practicality of this item far exceeds the conventional value, allowing you to budget (as I have done) using the 'cash stuffing' method. For me that's simply taking my monthly spreadsheet and costs, and creating a suitable plastic pocket. I then simply budget weekly, by adding the appropriate amount in advance to meet my weekly outgoings.Many people use this method or similar, with envelopes to achieve the same savings goal. This tidies up around the edges allowing you to keep everything in one place.The advantages (for me) are as follows:Easy to budgetControlled use of debit cardMostly use of cash onlyNo overspend on contactless, etcFor Direct Debits and Automated payments, I've simply added a note to the relevant zipper pocket, indicating the payment date, amount and frequency. This is handy as it also allows me to see when payments increase as they inevitably do.The quality of the folder is good. A supple leatherette type material, thin and light. Being A6 it's the same size as a range of FF organizers, and could also be used as such.I've taken a few photos to show the accessories included as I was setting it up for use.For me, this is the perfect budgeting tool, and comes highly recommended. 5*.I hope you find my review helpful.Best regards.

I actually purchased this as I am a tutor and wanted somewhere to put revision notes for one of my students so I am using it for a totally different purpose than it’s intended use. However, I found this to be classy, sturdy, it looks pricy, nice size and well made. Really happy with it and looking forward to using it.

This budget binder looks nice. Its leather style matched my bag. It actually looks like a purse outside! It helps me budget my bills to spend wisely. The colorful stickers help me identify what is the money for. The pockets outsides are really cool too. I think this is just a little bit pricy which I understand because of its leather material.